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Staying Safe and Your Chances of Dying Otherwise.

New News:   Uber can now track passengers’ locations after they are dropped off even when the app is closed.

(We hope you are enjoying our new feature above. In New News, we bring you the latest info bytes relating to the law, legality, security, privacy concerns and things that catch my attention that I think will interest you. The link will take you to the source article.)

Beacon Bulletin

It’s that time of the year for our annual holiday safety article. You may think you know this all, you’ve heard a million holiday tips by now, it’s all common sense… that may all be true but a) everyone needs a reminder about personal safety every so often and b) we’ll keep it real and try to keep it interesting!

  1. If you are carrying a wallet, keep it in a front pocket. If you carry your wallet in your bag, close the zipper and keep the zipper side in front of you on your shoulder or in your hand.
  2. If walking on a sidewalk near a street, always walk facing the traffic to avoid being surprised by someone in a vehicle.
  3. Contrary to what we’ve heard often – to avoid eye contact – personal safety experts advise you to do the exact opposite. If someone is walking behind you or approaching you and you are unsure of their intent, make direct eye contact with them to let the person know that you are aware, you see them and you are not a victim.
  4. In your cell phone contacts, program “ICE,” which stands for “in case of emergency,” linking it to a family member or friend…someone you trust the police, firemen or other authorities to call if you are unable to call for yourself.
  5. Install a mirror app on your smartphone so that you can see who is behind you if you feel the need to do so.
  6. When approaching your home or vehicle, never fumble in your pocket, purse or bag for keys; have them in your hand prior to reaching the door.
  7. When approaching your parked car, look and make sure no one is hiding in or around your vehicle, especially in the back seat.
  8. When on public transportation, cover your jewelry. Turn stone rings toward the palm side of your hand.
  9. AAA and many other companies offer smartphone applications that enable motorists to request help without making a phone call.  Download them before you need the help.
  10. Keep your space: intimate space = 0 to 1.5 feet; personal space = 1.5 to 4 feet; social space = 4 to 12 feet; and public space = 12 feet or more.

The above was the real part and now for the interesting:

Read below how you have a better chance of being legally executed than dying from a dog bite.  Yes, these are United States stats.

Also, these odds are statistical averages over the entire U.S. population and do not necessarily reflect the chances of death for a particular person from a particular external cause. Odds of dying are affected by an individual’s activities, occupation, and where he or she lives and drives, among other things.

Given that the odds of dying from all possible causes are 1 in 1, worry about the ones you have some control over. Here are the lifetime odds of death for selected causes, from most likely to least:

Cause of Death Odds of Dying
Heart Disease and Cancer 1 in 7
Chronic Lower Respiratory Disease 1 in 27
Intentional Self-harm 1 in 97
Unintentional Poisoning By and Exposure to Noxious Substances 1 in 103
Motor Vehicle Crash 1 in 113
Fall 1 in 133
Assault by Firearm 1 in 358
Pedestrian Incident 1 in 672
Motorcycle Rider Incident 1 in 948
Unintentional Drowning and Submersion 1 in 1,183
Exposure to Fire, Flames or Smoke 1 in 1,454
Choking from Inhalation and Ingestion of Food 1 in 3,408
Pedacyclist Incident 1 in 4,337
Firearms Discharge 1 in 7,944
Air and Space Transport Incidents 1 in 9,737
Exposure to Excessive Natural Heat 1 in 10,784
Exposure to Electric Current, Radiation, Temperature and Pressure 1 in 14,695
Contact with Sharp Objects 1 in 30,860
Cataclysmic Storm 1 in 63,679
Contact with Hornets, Wasps and Bees 1 in 64,706
Contact with Heat and Hot Substances 1 in 69,169
Legal Execution 1 in 111,439
Being Bitten or Struck by a Dog 1 in 114,622
Lightning Strike 1 in 174,426

Source: National Safety Council estimates based on data from National Center for Health Statistics–Mortality Data for 2013, as compiled from data provided by the 57 vital statistics jurisdictions through the Vital Statistics Cooperative Program. Deaths are classified on the basis of the 10th revision of the World Health Organization’s The International Classification of Diseases (ICD). For additional mortality figures, and estimated one-year and lifetime odds, see Injury Facts® 2016 Edition, pages 40-43.

BNI Operatives: Situationally aware.

As always, and especially during the holiday season, stay safe.

Who’s Your Daddy? Top 8 Paternity & Ancestry Home Tests

dna-test

Several of our readers have asked us to recommend home DNA tests.  After careful research, we suggest these top eight home DNA kits, bearing in mind that all require send away to a laboratory for testing.  Several of the models include legal certification but obviously the sample collection chain must be sworn to by the collector.  We’ve added links to each test for your review of test specs.  Just remember one thing in any kind of testing of this kind – the child involved is an innocent.  Keep that in mind.

  1. Ancestry.com – Will delete or destroy physical test results if requested.
  2. SwabTest – All legal DNA tests are fully admissible in court in every state in the USA.
  3. HomeDNA – The markers analyzed include the same 13 markers used by the FBI for human identity testing.
  4. Identigene – Court-admissible by New York State Department of Health (NYSDOH) guidelines.
  5. National Geographic Geno 2.0 –  Can find out if you have Neanderthal ancestry
  6. Paternity Depot – May be able to distinguish between identical twins.
  7. RapidDNA – Quality Assurance Standards for Forensic DNA Testing issued by the Director of the FBI.
  8. Endeavor Paternity Test – Not available for New York State.

Several important things to know about DNA testing: (from Ancestry.com)

Purpose
Before you order a DNA test, know what kind of test you’re looking for. Paternity tests and ancestry DNA tests are very different, and most vendors don’t offer both kinds to consumers. If you’re interested in finding out about whether or not you have Eastern European roots, an ancestral test can give you that information. If you want to know if a child’s alleged father is correct, a paternity test does the job. Pricing and timelines for the two procedures are very different.

Collection Process
Most of these DNA samples can be collected in your home, unless otherwise specified. The most common form of collection is through a cheek swab because it’s quick and painless. However, some labs allow submission samples from toothbrushes, gum or other body fluids.

Timeline
Ancestry DNA tests are typically slower to process than paternity tests. Part of this is due to the time sensitivity of paternity tests, and part of this is due to the size of the database an ancestry test is using. When you’re looking into your ethnicity, the lab specialists are comparing your DNA with thousands of other samples to identify your deep-seeded roots. In paternity tests, they’re only looking at a couple of samples.

Paternity tests are stressful enough, and they’re often tied up in legal disputes. Because of this, time is usually of the essence. You can usually get your results in a week or less, but some companies offer expedited options. Before buying, look at how quickly you can expect to get your results.

Legality
This is more relevant to paternity tests, because such tests can be used in court proceedings. In order for a test to be admissible in court, certain procedures must be followed. Some companies accommodate for this, while others explicitly state that their tests cannot be submitted.

Accreditation
There are many standards and levels of accreditation for genetic testing labs. Genetic testing is an intensive and complex process, so it’s important that your lab is up to date, safe and secure.

Of all times when the Reagan quote, “Trust but verify” applies, perhaps no more so than with paternal testing. Just remember, again, that the child had no choice in the matter.

BNI Operatives: Situationally aware.

As always, stay safe.

Happy Thanksgiving, 2016!

happy-thanksgiving

Wishing our readers a very happy, healthy and safe Thanksgiving!  

May you have much to be thankful for and continued blessings into the New Year that is just around the corner!

Spokeo, BeenVerified, LexisNexis – How Reliable Are These Information Brokering Services?

data-symbols

 

(Going into our tenth year now of publication, the Beacon Bulletin will shortly be bringing our readers much more real time information in an updated format. Wait for it!  You’ll see changes in the coming weeks that will lead to a more comprehensive weekly newsletter that will include timely information such as new regulations that will affect us in the immediate future, new field-related gear that will invariably result in better capture of evidence  and all sorts of good stuff like that.  I’m going to start this upgrade with a timely tip on cashless tolls in the NYC area at the bottom of this week’s Beacon Bulletin. Enjoy the read.)

It seems that very time you log on now, there is a new information brokering service that promises to reveal all sorts of private information that will solve your curiosity about your new boyfriend, your nanny or the new boss.

Before you determine the validity and timeliness of the information you receive on these sites, let’s explore how personal information is publicly collected and disseminated.

First, let me dispel the notion that you can get deeply unique identifying data such as full, untruncated Social Security numbers via any public information broker such as Spokeo, BeenVerified, InstantCheckmate, LocatePlus, etc.

That’s because with the introduction of the Grimm-Bliley-Leach Bill in 1995, there are technically only 12 permissible purposes (and a vague No. 13 for Other which basically means the feds) that will allow an investigator or other legal/law/investigative field specialists to obtain this type of private information.

Permissible Purposes
Excerpt from the GLB (Gramm-Leach-Biley Act)Except for the amendments made by subsections (a) and (b), nothing in this title shall be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act, and no inference shall be drawn on the basis of the provisions of this title regarding whether information is transaction or experience information under section 603 of such Act.What are permissible purposes?1. Legitimate Business Transaction (FCRA)

1. Consumer initiated.

A business transaction that is initiated by the consumer; or to review an account to determine whether the consumer continues to meet the terms of the account.

2. Collection/Extension of Credit (FCRA)

In connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer. Asset searches may not be used to determine a consumer’s eligibility for insurance, credit, or employment.

3. Employment Purposes (FCRA) 
In connection with a consumer’s employment. Asset searches may not be used to determine a consumer’s eligibility for insurance, credit, or employment.

4. Consumer Insurance (FCRA)

In connection with the underwriting of insurance involving a consumer. Asset searches may not be used to determine a consumer’s eligibility for insurance, credit, or employment.

5. Government License or Benefit (FCRA)

In connection with a determination of the consumer’s eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant’s financial responsibility or status.

6. Response to a Court Order (FCRA)

In response to the order of a court having jurisdiction to issue such an order, or a subpoena issued in connection with proceedings before a Federal grand jury.

7. Written Instruction by a Consumer (FCRA)

In accordance with the written instructions of a consumer.

8. Investor, Servicer, or Current Insurer (FCRA)

In connection with a valuation of, or an assessment of the credit or prepayment risks associated with an existing credit obligation for a consumer.

9. Child Support Enforcement (FCRA)

In response to a request by the head of a State or local child support enforcement agency (or a State or local government official authorized by the head of such an agency) or to set a child support award.

10. Law Enforcement (FCRA)

For use by any Law Enforcement Agency, or any officer, employee, or agent of such agency in carrying out its official duties with proper authorization.

11. Fraud Detection/Prevention (Non-FCRA)

For use to protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.

12. Civil or Criminal Investigation (FCRA)

13, Other (Official, law enforcement)

 

As you can see, nowhere in that list is “The desire to know”.  So conclude that the data that you can obtain from info brokers is not deep knowledge or up to the minute.

Information brokering sites like Spokeo, BeenVerified, InstantCheckmate,LocatePlus, etc. collect and then offer – for a fee – publicly available data from such entities as Town, Village or City Clerk offices, local DMVs, tax registrars, utility companies, subscriptions and credit reporting agencies.  Also, lately they have begun to add in social media data such as email addresses and sites to which you are registered (so be careful, SingleSueInSyosset, if you are not).  It takes time for all of this data to process and be attached to the correct person so the lag time to, let;s say, your new address appearing in these public records is generally anywhere from eight to eighteen months and possibly longer.

So if you really need deep information and have a legitimate purpose, hire a recommended private investigator,

IN THE NEWS: CASHLESS TOLLING IS COMING TO NYC

Cashless tolling is coming to the Hugh L. Carey and Queens Midtown Tunnels in January, and to all MTA bridges by the end of 2017. That means nobody will have to stop, weave or merge into a different lane at the toll plaza ever again. Since you already have E-ZPass, you can keep paying your tolls as usual. Just take a moment to make sure:

  1. Your E-ZPass tag is mounted properly – so it can be read it and give you a 30–50% discount every time
  2. Your license plate is registered to your E-ZPass account accurately – to make sure you avoid getting toll bills in the mail

BNI Operatives: Situationally aware.

As always, stay safe.

Favorite Tools Of The Literate P.I. – And Others Who Work For A Living

pi-tools

I’m often asked which tools simplify my life as a private investigator. I’d have to say that the top three on that list are:

  1. Truthful witnesses
  2. Forthcoming clients
  3. PayPal

Aside from that:

Evernote – I scan and save important documents and things I may want to refer to later when browsing the web.

Bitly – I share links on social media, in emails and when writing reports dozens of times daily. Bitly helps me shorten those long, ugly links. I also have a cool branded link for my business if that is interesting for you.

Zapier – This helps me automate tasks between web apps. So if I put a new client into QuickBooks, Zapier automatically adds their contact details into my client newsletter in MailChimp or WordPress. And that’s just the tip of the iceberg.

Email

MailChimp – This is one of the easiest email marketing platforms to use to market your content to your email list.

Social Media and Content Marketing

Constant Contact – With Constant Contact, you can schedule, publish and analyze all your social media posts in one place.

Canva – I use Canva to create images for social media, blog posts and just about anything else. It can instantly turn you into an amateur graphic designer.

Feedly – Add your favorite blogs and websites to start filling up your feed with content that rocks.

Google Analytics – Easily track site traffic and visitor behavior to see how your content is performing.

File Sharing

Dropbox – Dropbox has become synonymous with online file sharing, and for a good reason.

 

Business

QuickBooks Online – We switched from QuickBooks to QuickBooks Online about four years ago, and have not looked back. It’s become better and better every year.

Google Docs – I use Google Apps for Work and Google Docs to collaborate with other investigators on documents. It’s the best collaborator that I have worked with for things like word processing documents and spreadsheets.

Microsoft Office 365 – Even though I am huge fan of Google Docs, I still use Microsoft Office to write reports. In part, because Google Docs does not have all of the advanced formatting options that Microsoft Word does.

Security

LastPass – With access to hundreds of databases and websites, it’s not easy keeping track of passwords. But LastPass stores difficult-to-crack, encrypted passwords in the cloud that can be used on multiple platforms.

Google Authenticator – I am a huge proponent of two-factor authentication, which protects your accounts with a second form of authentication by adding an extra layer of security to your account. Google Authenticator protects your account with both your password and your phone, by providing a “secret” code so that nobody can get in.

StrongVPN – A VPN secures your computer’s internet connection to guarantee that all of the data you’re sending and receiving is encrypted and secured from prying eyes. I have been using StrongVPN for several years without a glitch, primarily because it allows me to have a static IP, but there are a number of great services out there.

Website Hosting / WordPress Theme

Synthesis – I used a number of different web hosts for the first few years until I came across Synthesis. It’s probably not the cheapest service out there, but it’s reliable and fast, and the support is great.

StudioPress Themes for WordPress – If you like the way this website looks, then you need to have a WordPress site from StudioPress. These are the best WordPress themes out there.

Editing

ProofreadNOW.com – I can write like the wind, but I am no grammarian. I leave that up to ProofreadNOW.com. For a nominal fee, they will have professional proofreaders make sure that every blog post I write has every “t” crossed and every “i” dotted.

BNI Operatives: Situationally aware.

As always, stay safe.

Find Your Keys, Pets and Kids! (Try Not To Lose Them In The First Place But…)

kids-watch

Searching for a lost or misplaced item (or person!)  can be extremely frustrating and to our chagrin, is an aggravating problem that most of us have to deal with on a daily basis.   This need to locate our lost items asap has caused a massive increase in the number of tracking devices sold worldwide.

With that said, we felt it our mission to find out which tracking devices are at the top of the list based on locating three items:  personal property (e.g., keys, phone, wallet, etc., pets and most importantly, kids.  Our decades of experience yields the following as the top 3 cost-effective, timely and affordable tracking devices available in the common market today:

TrackR: Instantly finds your keys, phone, pets and more.

How It Works:  TrackR is a coin-sized attachable tracking device whose free app connects with TrackR’s 250,000 global customers, forming a far-reaching crowd GPS network that no other tracking devices offers.  Also, the TrackR displays the last location of your lost item on a map and it even sounds an alarm to help you pinpoint its exact location. Want to proactively lessen the odds of misplacing a trackable item? TrackR sends your phone an alert if you get up and walk away from the item’s last exact location.

 

What if you can’t find your phone?  Just press the button on any TrackR device and it will instantly ring your phone, even if it’s in silent mode.

WHISTLE – Quickly and Easily Locate Your Pet

How Does It Work?:  By attaching a handy GPS device on your dog’s collar, you can help ensure your pet’s safe return home. Whistle allows you to set safe zones for your pet  (e.g. dog parks, dog sitters home, your home) on their free mobile app and if they step out you’ll get an instant notification on your phone.

Then, as soon as you’ve been notified that your dog isn’t where he’s supposed to be, you can use Whistle’s live GPS tracking capabilities to pinpoint his exact location on a map. As an added FREE benefit, Whistle also keeps track of long-term health trends and his activity and sleep patterns, giving you important insights into your dog’s health. Whistle has already saved thousands of families from the misery of losing their pets.

iGPS: Immediately Locate Your Child

How Does It Work?:   The iGPS Watch is a groundbreaking product that’s packed with alert and safety features to protect your children. First, its two-way talking capability allows you to talk with your child just like you would on a mobile phone. Then there’s the SOS Call Button that your child can use to call up to 8 emergency contacts with the single press of a button.

Also, it has a customizable “safe zone” feature you can set up too. So if your child steps out of a safe zone like school, a friend’s house, or soccer practice, you instantly get an alert message on your phone. Got an uneasy feeling and want to make sure your kid is ok? Use their live GPS tracking to pinpoint your child’s exact location on a map or use their ‘Listener Mode’ feature which lets you listen to their surroundings without anyone knowing – find they’re being bullied at school or if that nanny is cursing a mile a minute at them.

 

And if you’re worried they can just take it off, don’t be because it’s the only kids safety watch that comes with a Removal Sensor that notifies you if it’s taken off.

There’s no reason to become paranoid but why not avail ourselves of the best tracking devices in the world that will help us know where our family, pets and possessions have gone?

BNI Operatives: Situationally aware.

As always, stay safe.

Anatomy of a Background Check; Information In An Initial Sweep.

background-check-2

With a fairly healthy dose of humor and an equal measure of alarm, I’ve listened, read, heard,  have been Tweeted, Facebooked and Tumblred to by representatives on all sides of the “gun control” (the gun has control – it is immobile and its product possesses kinetic energy only when put in motion) issue.  Almost all parties agree that an enhanced background check should be required for persons wishing to purchase firearms. That’s a throwaway sentiment.   How many people, besides those that have already been through a gun purchase background check, actually understand the process and the information contained in such a search?

We conduct background searches daily; the majority are on domestic subjects, and we also provide international services.  Our clients request background searches for a multitude of reasons ranging from pre-employment prerequisites, (I’ll get into the government-mandated employment eligibility program, EVerify, in another article. Althoug,h if you search the archives, I’ve already posted several on the matter.), to hiring a nanny to personal  financial stability of potential business partners. (We do not conduct background checks for purposes of investigating a potential personal partner, locating mistresses or suitability of a date.)

To follow is the bare bones information contained within a comprehensive check (the minimum required to possess a firearm, aside from the NCIC fingerprint and DNA checks):

COMPREHENSIVE BACKGROUND CHECK

DOE, ARMANDO J.

Subject Information:

Name: ARMANDO J. DOE

DOB: 5/20/1979

Age: 33

SSN: 123-45-6789 issued in New York between 5/20/1979 and 12/31/1979

Names Associated With Subject:

ARMAN DOE

ARMAND J. DOE

J. ARMANDO DOE

ARMAND JOHN DOE

A.J. DOE

Others Associated With Subjects SSN:

(DOES NOT indicate any type of fraud or deception)

THOMAS ROBERTSON DOB: 4/9/1967

================================================================

Address History:

135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742                      (Jan 2011 – Dec 2012)

14-01 121st , COLLEGE POINT, NY 11356-3765                                          (Aug 2010 – Jan 2011)

P.O. BOX 5106, COLLEGE POINT, NY 11356-5106                                      (June 2007 – Dec 2012)

149-21 71ST ST, COLLEGE POINT, NY 11563-9823                                    (Feb 2003 – Nov 2008)

7 SUMMIT STREET, MALBA, NY , 11357-3476                                            (June 1990 – Mar 2006)

Information on Affiliated Addresses:

135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742                      (Jan 2011 – Dec 2012)

Name Associated with Address:

ARMANDO J. DOE

Current Residents at Address:

ARMANDO J. DOE

DINA C. DOE

SARA DOE

718-555-1234   ARMANDO DOE

Property Ownership Information for this Address

Property:

Parcel Number – 50-40-21-09-1001

Book – 4761

Page – 1243

Owner Name:  SMITH, HERMAN

Owner Name 2: SMITH, ANNA LIA

Property Address: – 135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742

Owner Address: 13247 SW 43RD ST,  PLANTATION,  FL 33309-2742

Sale Date – 02/03/2011

Sale Price – $320,000

Land Usage – MUTLI RES

Total Market Value – $438,850

Assessed Value – $438,850

Land Value – $100,950

Improvement Value – $118,010

Land Size – 16,789 Square Feet

Year Built – 2000

Seller Name: RIVINGTON, IAN & JANICE

Legal Description –  182-2400 B LOT 270

135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742                      (Jan 2011 – Dec 2012)

Possible Properties Owned by Subject: 

Property: None found.

(THE REPORT CONTINUES LISTING ALL OF THE ABOVE INFORMATION – owner, owner address, sale date… – FOR EVERY ADDRESS ON RECORD FOR THE SUBJECT.)

Emails Associated W Subject:

AJDOE520@FLASH.NET

ARMANDOJD520@GMAIL.COM

ARMANDOJD05@HOTMAIL.COM

Phones Associated W Subject:

Name: ARMANDO DOE

Address: SOUTH OZONE PARK, NY 11420

Phone Number:  718-555-1234

Phone Type:  Landline

Carrier:  Verizon

Name: DINA C. DOE

Address: 135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742

Phone Number:  347-555-9518

Phone Type:  Mobile

Carrier:  VERIZON WIRELESS

Criminal Record Profile:

 National Criminal Record Search (Felonies & Major Misdemeanors):

       New York Arrest Report:

              Name: DOE, ARMANDO J.

              SSN: 123-45-6789

              Address: 135-23 122nd  ST, SOUTH OZONE PARK, NY 

              State of Origin: New York

              County of Origin: Queens

              Case Type Description: Queens County(NY)Arrest

              Arrests: 

Arrest #1

Arrest Date: 09/21/2010

Arresting Agency:  109, NYPD

Arrest Disposition Date:06/29/2012

Court Fine:          Offense: INTENT DIST/2Nd

Agency Case #:2011-675835G

Arrest Level/Degree: FELONY

Arrest Disposition: BOOKED


(The arrest will undoubtedly carry several charges.  Possession, attempt to distribute, resisting arrest, etc.  Each arrest charge will be separately defined – from charge to disposition.)

       New York Department of Corrections:

              Name: ARMANDO J. DOE

              SSN: 123-45-6789

              State of Origin: NY

              Inmate Number: 137869

              DOB: 05/20/1979

              Race: WHITE

              Sex: Male

              Eyes: GREEN

              Height: 6′ 00″

              Weight: 205

              Case Number: 0529234

              Case Type Description: Department Of Correction, NY

              Latest Admission Date: 09/21/2010    

State Criminal Record Search (Felonies & Major Misdemeanors):

(Repeats the Nationwide Search and may include ACDs – Adjournment in Contemplation of Dismissal. In an ACD situation, the offender is on a conditional probation period of anywhere from six months to several years, depending on his/her criminal history.  If the person re-offends for any reason during this adjournment period, s/he can be re-arrested.  The follow up information will include every possible detail from co-defendant(s), arresting officers to court transciptionists to defense counsel/prosecutors to the presiding judges and every motion made on the case.  Per the number of arrests, this portion of a background check can run anywhere from several dozen to several hundred pages.)

Driver’s License Information: 

(Current)

Name:           ARMANDO J. DOE

State: New York

License Address: 135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742

DOB: 05/20/1979

SSN : 123-45-6789

Gender: Male

Ethnicity: WHITE

Expiration Date: 05/20/2016

Issue Date: 03/13/2006

License Type: RENEWAL

License Class: Non-Commercial – Class D

Height: 6’00

Data Source: Governmental

(Previous)

Motor Vehicles Registered To Subject:

Vehicle:

Description: Blue 2001 Nissan Sentra – 4dr Sedan

VIN: 5NING01C8ST000001
Engine: 4 Cylinder 152 Cubic Inch — Gas Powered               State Of Origin: Pennsylvania

Anti Lock Brakes: 4 wheel standard

Air Conditioning: Standard

Daytime Running Lights: Standard

Power Steering: Standard

Power Brakes: Standard

Power Windows: Standard

Security System:  Standard Alarm

Roof: Standard

Price: 16750

Radio: AM/FM CD

Front Wheel Drive: No

Four Wheel Drive: No

Tilt Wheel: Standard

Registrant(s)

Record Type: CURRENT

Name: ARMANDO J. DOE

Address: 135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742

DOB: 5/20/1979

Sex: Male

Age: 33

Tag Number: CFD9524

License State: NY

Earliest Registration Date: 6/12/2012

Latest Registration Date: 6/12/2012

Expiration Date: 6/11/2013

License Plate Type: Private

Title Number: 0219856887

Title Issue Date: 6/12/2012

Lien Holder(s)

Company Name: CHASE MANH

Address: 150 PARK PLACE, 23RD FLOOR, NEW YORK, NY 10019

 (Report includes every vehicle ever owned or registered by the subject and all associated tags.)

Concealed Weapons Permit:  (This will include target permits.)

[None Found]

Possible or Previous Work Affiliations:

Name: ARMANDO J. DOE

Title: Manager

SSN: 123-45-6789

Company: ABCDE, LLC.

Address: 158-09 Northern Boulevard, Little Neck, NY  11363-4857

Dates: Dec 21, 2005

Corporate Affiliations:

[None Found]

Professional License(s): 

[None Found]

 FAA Certifications: 

[None Found]

FAA Aircrafts: 

[None Found]

Watercraft: 

[None Found]

Voter Registration:  

Name: ARMANDO J. DOE

Address: 135-23 122nd  ST, SOUTH OZONE PARK, NY 11420-2742

DOB: 5/20/1979

Gender: Male

Ethnicity: White

Political Party: UNDECLARED

State of Registration: New York

Status: ACTIVE

Hunting/Fishing Permit: 

[None Found]

Bankruptcies:

[None Found]

 Liens and Judgments:

[None Found]

UCC Filings: 

[None Found]

Possible Associates:  (Business)

Possible Relative Summary: 

>Immediate Relatives
>> 2nd Degree Relatives & AKAs on Immediate Relatives
>>> 3rd Degree Relatives & AKAs on 2nd Degree Relatives

(This section begins at the grandparents and continues through prior-divorce or death in-laws. Each item contains the person’s name, DOB, DOD, last known address/phone number and their 1st through 3rd degree relatives.  Then we run the subject through EVerify – subject matter for an upcoming article.)

END OF COMPREHENSIVE BACKGROUND CHECK REPORT. 

The above described background report is compiled from many diverse sources including, but not limited to,  governmental (federal, state and local) agencies (SSA, DMVs, DHS…),  consumer credit reporting companies and other reporting affiliates that may be indirectly or second/third-party affiliated to the subject (e.g., guarantor).  This is a low to average security level background check. There is additional research that occurs but the above sample report is representative of a first sweep on a background investigation.

Now we at least have a jumping off point to begin discussing enhanced background checks.  Debate away.

There is more to the above subject profiled than meets the eye.  All of the identifiers have been changed but this is a real background check – minus multiple pages of repetitive and unrelatable information.  Armando’s grandmother’s ex-and now dead- husband won’t make a difference. My point is that a comprehensive background check follows through very carefully and leaves enough markers for the reviewing investigator to pick up on if s/he decides there is reason to dig deeper.  I have trust that the security background search systems in place actually do work and have and will evolve as we meet new technological challenges for those wishing to circumvent their disqualifying past as it relates to gun purchases and in general.

Our operatives: Situationally aware.

As always, stay. safe.

Your Credit Card May Pay For Rental Car Damage

car-rental

I recently had an incident with a rental car while in assignment out of state.  (Incident is one level below accident.  I scraped the side of the gas pump while refueling.  Long story for another day.)

The rental car company called me and asked me about my deductible as they had gotten in touch with my auto insurance company.  The damage wasn’t that much, all things considered.  $678.  Ok, so I figured I’m biting the $500 deductible as, to this point,  I’d been incident-free this year.  The rental car customer service rep asked me if I had checked with my credit card company about the deductible. At first I thought she’d simply made a mistake and meant to say insurance company.  Nope.  Credit card company.  “Why would my credit card company have any involvement??” “If you check, many credit cards cover the cost of deductibles and more on rental cars as a card benefit.” “Ohhhhh really?!?”  She is correct so I thought I’d pass it along to my faithful readers.

From NerdWallet:

Benefits by network

Visa, MasterCard, American Express and Discover all provide rental car insurance above and beyond what your primary insurer and rental company will offer. Here’s a quick overview of each network’s benefits and limitations:

Visa: Visa is often touted for its excellent rental car insurance benefits, mostly because it’s widely available for cardholders. Unlike many other networks, it offers rental car insurance on all of its cards — standard, Signature, rewards, the works. However, it limits its rental car coverage period to only 15 consecutive days domestically and 31 consecutive days abroad.

MasterCard: Its benefits are similar to Visa’s. However, rental car insurance is not offered on all cards, and it limits its coverage period on all rental cars to 15 consecutive days or fewer. According to customer service, it’s available only on Platinum, Gold, World and World Elite cards.

American Express: American Express is the only network to offer premium coverage for a small fee. It offers free secondary coverage up to $50,000 ($75,000 on The Platinum Card® from American Express and the Delta Reserve Credit Card), but will offer primary coverage with a higher limit and protection against injury and property damage if you choose it.

American Express Exemptions:

Students: A Personal, Gold or Rewards Plus Gold cardholders who are enrolled in an accredited four-year college or graduate program in the United States, and are receiving student benefits provided by card membership, are ineligible.

California: Maximum coverage costs $17.95 for:

  • $100,000 car damage
  • $250,000 accidental death and dismemberment
  • $15,000/person medical expenses
  • $5,000/person property damage, maximum $10,000 overall

Florida: Property damage is capped at $15,000 per person, $25,000 overall.

Discover: Discover’s coverage is limited to a handful of cards. Unlike the other three networks, Discover doesn’t cover loss of use fees, only collision damage up to a $25,000.

Good info to have in case needed.

BNI Operatives: Situationally aware.

As always, stay safe.

 

 

Conducting A Pre-Placement Nursing Home Investigation

nursing-home

Given that people are now living well into their 80s and commonly, their 90s and 100+ years of age, nursing home placement is a valid option for seniors.  Family members may wish to conduct a thorough investigation before selecting a place to live for their aging loved one. We suggest doing the following:

  • Conduct several physical walk-throughs of the facility with at least one or two unannounced visits being on different days/times,
  • Make note of facility staffing levels and responsiveness of caregivers at random times.
  • Observe the overall cleanliness conditions of the facility.

The leading cause of abuse and neglect in nursing home is insufficient staffing.   You may want to pay particular attention to the number of staff members and the adequacy of their response time and effectiveness when responding to assistance requests from elderly residents, especially those with significant health issues.

Our friends at Montlick & Associates also suggest the following:

An effective pre-placement investigation also might include interviewing the administrator about hiring practices and background check; minimum and average staffing levels; procedures to prevent falls, pressure sores, infection or wandering; procedures to ensure proper nutrition, hydration and medication; and other issues related to safety and quality of care. A valuable resource that you may wish to consult is Medicare.gov Nursing Home Comparison Website. This site provides detailed reviews, comparisons and inspection histories for nursing homes that accept Medicare.

Confirm Implementation of Safety Protocols: Nursing homes generally are required to implement special procedures for elderly residents that suffer from physical or mental impairments that pose a greater risk of injury. Family members should inquire about such special procedures if a love one has limited mobility, or an aging family member is prone to falls or wandering. The administrator usually will outline such special safety precautions during the intake process. It may be advisable for family members to follow-up regarding these special procedures to ensure they are actually implemented.

Once you finally do settle on a nursing home, be alert for and follow up on unexplained injuries or changes in mood.  While there are innocent explanations for bruises, dislocations, abrasions, broken bones or depression, any injuries or sudden changes in behavior or mood by a senior merit closer examination. While it can sometimes be difficult to determine the cause of such injuries or changes in personality if an elderly nursing home resident suffers from dementia or Alzheimer’s disease, it is important to pay careful attention to these signs. If serious or repeated injury occurs, this may constitute an even greater cause for concern.

All sound advice and remember, the elderly deserve our appreciation, attention and guardianship as they enter the twilight moments of their lives.  Quality of life is important at every age in life.

BNI Operatives: Situationally aware.

As always, stay safe.

Do the Due, Diligence: Trial Prep

trial

We recently encountered a challenging situation; In one matter: 20 witnesses to verify and serve, a week before the trial date. There were a myriad of reasons why the attorney was unprepared for trial (several incidents came to light during this hectic process) but below, we pass along several generic trial prep techniques:

1. Consult with your trial prep person well before trial.

Meeting with your trial prep firm allows the investigator to become aware of the case facts, and allots him/her the time to review the matter and then, formulate and execute an operations plan.  (There will always be last minute filings, service, subject locates… that have to be performed.  An experienced trial prep firm, however , has resources already in place for those unforeseen events.)

2. Basic Paperwork and Activity To Have Completed Pre-Trial

– Special Power of Attorney.  This should be obtained from the injured client from the outset.  (In this recent case, the client lived several states away and was not readily able to come up and sign authorizations.)

– HIPAA authorizations.  If there is a hint that the records may contain medical information,  a duly executed HIPAA authorization form must be attached to the subpoena request for testimony and or records.

– So Ordered Subpoenas.  Generally, among other criteria, if a city, state or federal agency is involved, a So Ordered Subpoena (signed by a judge) must be obtained at the trial court.

– Subject Locates – Don’t use the DIY  online searches that are readily available online.  The vast majority  of these sites yield information that, if correct, ages out at about 12 to 18 months old already.   Have your investigator conduct comprehensive locates, especially in cases that, for whatever reason (e.g., attorney substitution) have gone on for a while,

Tip:  When dealing with EMS documents, note the shield numbers.  If the shield number is 6,000 or above (e.g. Shield# 7206 or 6024) this is a private ambulance that has responded.  Do not subpoena the FDNY at MetroTech for the Ambulance Call Report.  They won’t have it.  In the section underneath “Comments” on the ACR, there is a field for Hosp #.  The number in that field reveals the hospital associated with the responding ambulance.   (There may be one of two numbers written into this field; a 3 digit number is the trauma center designation and the number in parens is the FDNY hospital code assignment.  Almost all EMS personnel use the 2 digit FDNY code. n parentheses)  See below for NY County Hospital Codes. (For other boroughs: shoot us an email, we’ll send you the links.)

Hospital Information

Hospital Name Disposition Code Hospital Name Disposition Code
Bellevue Hospital 712 (02) Beth Israel Medical Petrie Campus 713 (03)
Cabrini Medical 715 (63) Goldwater Memorial Hospital – Coler Site 714
Goldwater Memorial Hospital – Goldwater Site 720 Harlem Hospital 721 (07)
Hospital Joint Diseases Ortho. Inst. 735 Hospital For Special Surgery 723
North General Hospital 758 (09) Lenox Hill Hospital 728 (11)
Manhattan Eye, Ear & Throat Hospital 730 (05) Memorial Hospital – Cancer & Allied Diseases 731 (08)
Metropolitan Hospital 732 (12) Mount Sinai Hospital 734 (13)
New York Eye & Ear Infirmary 736 New York Presbyterian Hospital Weill Cornell 737 (14)
New York University Downtown Hospital 941 (01) New York University Hospitals 739 (15)
New York Presbyterian Hospital
Columbia Presbyterian Division
742 (17) New York Presbyterian Hospital – Allen Pavillion 749 (16)
Rockefeller University Hospital 743 St. Clares Hospital & Health 746 (19)
St. Lukes-Roosevelt Hosp.
Roosevelt Hospital Division
759 (18) St. Lukes-Roosevelt Hosp.
St. Luke’s Division
745 (20)
St. Vincents Hospital & Medical of NY 748 (21) Veterans Administration Hospital 724 (10)
Beth Israel Medical Singer Division 718 (04)
  • (Number in Parenthesis indicates FDNY Hopital Number)
  • ‡ indicates trauma center designation

BNI Operatives: Situationally aware.

As always, stay safe.

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