A new decade brings fresh hope, palpable promise of good will and prosperity, and, new scams. Unbelievably, the emails from wealthy – but currently unemployed foreign royalty – imploring your help in transferring millions to the United States via your bank account – for which you shall be richly rewarded – are still rolling in and, people are still literally buying into this hoax. But, today’s scammers have evolved just as much (if not more) as personal information mining technology.
Novel top scams involve more targeted schemes wherein digital hustlers purchase insights into your shopping and charitable donation habits. Aside from the traditional procurement of personal information through data brokers, Google Ads and other such outlets, we are now seeing a surge in bogus businesses and charities whose only intent is to separate you from your money.
Certainly one can conduct a corporate search with state Secretary/Department of State, Business Entity lookups or research Charity Watch for registered nonprofits but these are governmental and non-investigatory entities with generalized time-of-filing data. Crowd-sourced Better Business Bureau’s scambuster sites provide the most reliable real-time corporate and charity verification and up-to-date reputation reviews. i.e.:
1. Warn others and stop fraudsters by reporting scams to BBB’s Scamtracker. Scamtracker is a crowd-sourced website where you can report if you’ve been contacted by a scammer. Since reports are plotted on a map, you can also use Scamtracker to find out what’s happening in your area. Click here for more information. Scamtracker reports also help BBB educate the public with more in-depth reports via our scam studies.
2. Check out businesses and charities first. A little research before you buy or donate to make sure you’re working with a reputable company or charity can save you a lot of time, money and heartache later. Check out companies here and a full report on charities here . BBB accredited businesses and charities have been evaluated by BBB, and meet and promise to maintain our Standards of Trust or Standards for Charity Accountability.
Trust but verify- especially when it comes to your finances.
BNI Operatives: Situationally aware.
As always, stay safe.