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Update On An Old Scam – eGreeting Cards.

Virtually every scam out there is one that has existed since the beginning of social use of the Internet; it’s simply been re-purposed in an updated digital format. In this Bulletin, we will focus on the greeting card scam – a perversion of the e-greeting card that you receive in your email inbox and seems to be coming from a friend.

If you open this email and click on the card, you will probably wind up with malicious software that will be downloaded and installed on your operating system.

The malware may be just an annoying program that will launch pop-ups with ads, resulting in unexpected windows all over the screen. However, it can also be ransomware or one of the worst financial malware that’s been around, part of the infamous Zeus family.

If your system becomes infected with such dangerous malware, you will become one of the bots which are part of a larger network of affected computers. In this unfortunate event, your computer will start sending private data and financial information to a fraudulent server controlled by IT criminals.

To keep yourself safe from identity theft and data breach, we recommend that you treat unexpected email greetings with caution and ensure that your computer is using a security program against this type of danger.

BNI Operatives: Situationally aware.

As always, stay safe.

 

SPECIAL EDITION: Charity Scams – Spotting Them & Guardian Go-To Info Sites

earthquake
(Given the breaking news, this is a compilation piece, thanks to news coverage and background information from CNN, FOX, AARP and Scambusters. )

After tragedy strikes – as it did this Sunday, August 24, 2014 in California — expect two immediate reactions: Well-intentioned people will want to give donations. And scammers will want to take them.

Within hours of any disaster, charity scams go into full swing. Even before  Superstorm Sandy made landfall, 1,000 new websites with “Sandy,” “relief” or related keyword search terms in them had been registered, many of them by scammers.

Some of the bogus websites seek your credit card number to collect supposed donations, possibly also using that information later for identity theft. Others infect your computer with malware that can ferret out sensitive information, such as your account numbers or passwords.

Fraudsters also do their work by blasting out thousands of spam emails, text messages and phone calls. They get their word out on Facebook and Twitter and even go door-to-door.

“Tragedies inspire people to give,” says H. Art Taylor of the Better Business Bureau’s Wise Giving Alliance. “After every natural disaster and manmade catastrophe, we see an outpouring of generosity … along with the inevitable scams and frauds. We urge donors to take the time to make sure their donations are going to legitimate charities.”   Here’s how:

1. Check it out

Before donating to a charity, take time to authenticate it. In addition to the Wise Giving Alliance, charity names and reputations can be vetted at Charity Navigator, Charity Watch, Scambusters and GuideStar. You can also contact the agency in your state that regulates charities. Be suspicious of charities not listed or with questionable track records.

2. Don’t let them in

Unless you previously donated to an organization and have already provided your contact information, it’s wise to assume that an unsolicited donation request by email or phone is a scam. Don’t click on links in emails, Facebook or Twitter; they can unleash computer malware.

3. Examine the Web address

When using an Internet search engine to find charities, treat the results pages with caution. Carefully read organizations’ Internet addresses before clicking on them. Scammers often create rogue websites with sly misspellings, tweaks or sound-alike names. Also know that legitimate nonprofit organizations typically end in .org, not .com.

We know your hearts are big.   Certainly, donate if you can and want to but be careful and be smart.

BNI Operatives: Street smart; info savvy.

As always, stay safe.

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